Personal Loan ‘Skim 1 Hutang’ by Bank Muamalat

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Consolidate all your debt into one personal loan account with ‘Skim 1 Hutang’ by Bank Muamalat, with maximum loan of RM150,000 up to 20 years repayment period.

The purpose of ‘Skim 1 Hutang’ is to consolidate and settle all your debts, thus no cash will be provided with this personal loan.

Eligibility

  • Government servant of Federal/State, Armed Force, Government Link Company (GL) and selected private company.
  • Have a saving account with Bank Muamalat

Features

  • No guarantor
  • No hidden charges
  • Repayment through salary deduction
  • Protected by Takaful

Document Required

  • IC / My Tentera
  • Latest 2 months payslip
  • Letter of undertaking
  • Statement of early settlement of debts

For more details, visit your nearest Bank Muamalat branches.

Bank Muamalat ‘Skim 1 Hutang’ repayment table (click to enlarge)

Personal Loan HSBC Financing-i

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HSBC offering Personal Financing-i that is hassle-free and open to individual with minimum monthly salary of RM2,000.

Eligibility

  • Malaysia citizen / Malaysia PR status aged 21 to 55 years old
  • Minimum monthly income of RM2,000 per or above

Features

  • Maximum financing of RM120,000
  • Monthly payment as low as RM163 (based on financing tenure of 5 years for RM6,000)
  • Flat rate interest rate from 10.5% per annum
  • Tenure up to five years
  • No guarantor and no collateral
  • Fast approval

For more details, visit your nearest HSBC branches or visit www.hsbc.com.my

HSBC Personal Financing-i Repayment table

Personal Loan Hong Leong Bank

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Hong Leong Bank offering personal loan with monthly installment as low as RM133.33 a month with flat rate interest of 1% per month.

Eligibility

  • Malaysia citizen aged 21 to 60 years old
  • Minimum annual income of RM24,000 per annum

Features

  • Monthly installments as low as RM133.33 (based on financing tenure of 5 years for RM5,000)
  • Fast approval within 48 hours (subject to T&C)
  • Flexible repayment tenure of up to 5 years
  • Minimum monthly income of only RM24,000 per annum
  • No guarantor and no collateral
  • Flat rate interest rate 1% per month (12% per annum)

Hong Leong Personal Loan repayment table

For more details, visit your nearest Hong Leong Branch or visit www.hlb.com.my

Personal Loan CashOne by Standard Chartered

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Standard Chartered offering welcome bonus up to RM228 when you apply online for its Personal Loan CashOne. CashOne is a personal loan that offers you financial flexibility with affordable interest rates from as low as 0.90% per month.

The CashOne application campaign is valid from 9 Nov 2011 to 31 Jan 2012.

Eligibility for CashOne campaign

  • Open to new customers who apply for a CashOne Personal Loan during the campaign period
  • Individuals aged 21 years old and above

CashOne features

  • Interest rates as low as 0.90% per months depending on loan amount
  • 5 year annual fee waiver on your Standard Chartered Platinum Credit Card
  • Loan tenure between 12 to 60 months
  • Hassle free application
  • Monthly loan repayment will automatically be converted into your credit card limit

For more details, visit your nearest Standard Chartered branches or visit www.standardchartered.com.my

MBF Cards Power Loan

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MBF Cards Power Loan offering personal loan with monthly repayment as low as RM99 at flat rate interest of 9.89% per annum. The personal loan has options of repayment period from 21 to 87 months for cash up to RM30,000.

Eligibility

  • Individual aged above 21 years old
  • Minimum gross monthly income of RM1,250 (annual income of RM15,000)
  • Malaysia citizen or permanent resident

Features

  • Interest rate 9.89% per annum flat rate
  • 6 repayment options of RM99, RM199, RM299, RM399, RM499 and RM599
  • Tenure
    • Minimum tenure 21 months
    • Maximum tenure 86 months
  • Loan amount
    • Minimum loan amount RM2,000
    • Maximum loan amount RM30,000
  • No collateral and guarantor required

Document required

For employees:

  • Copy of I.C. (both sides)
  • Latest 2 months’ salary slip and EPF Statement or Latest BE form with tax receipt
  • Bank Statement or front page account passbook if disbursement option is via Direct Credit

For self-employed:

  • Copy of I.C. (both sides)
  • Latest B form with tax receipt
  • Business Registration Certificate or Form 9/24/49
  • Bank Statement or front page account passbook if disbursement option is via Direct Credit

For more details, visit your nearest MBF Cards branches.

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