Personal Loan ‘Skim 1 Hutang’ by Bank Muamalat


Consolidate all your debt into one personal loan account with ‘Skim 1 Hutang’ by Bank Muamalat, with maximum loan of RM150,000 up to 20 years repayment period.

The purpose of ‘Skim 1 Hutang’ is to consolidate and settle all your debts, thus no cash will be provided with this personal loan.


  • Government servant of Federal/State, Armed Force, Government Link Company (GL) and selected private company.
  • Have a saving account with Bank Muamalat


  • No guarantor
  • No hidden charges
  • Repayment through salary deduction
  • Protected by Takaful

Document Required

  • IC / My Tentera
  • Latest 2 months payslip
  • Letter of undertaking
  • Statement of early settlement of debts

For more details, visit your nearest Bank Muamalat branches.

Bank Muamalat ‘Skim 1 Hutang’ repayment table (click to enlarge)

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12 Responses to “Personal Loan ‘Skim 1 Hutang’ by Bank Muamalat”

  1. Kamalesh Kumar Arunachalam says:

    i would like to apply for RM 30,000.00 loan . i work with ASTRO. my monthly salary is RM 6250.00. is this possible? please contact me if this is possible. 0123313401. Thank you

  2. shah says:

    i wish to apply for a personal loan to finance my wedding in May 2012. .but i’m a blacklisted due to my credit card debts & i’m still serving the monthly instalments..

    Is there any chance for me to get the personal loan
    because i need money for my wedding badly..

    I’m workin with a construction firm as a Quantity Surveyor (July 2005 – present). Gross salary RM3,300.00, provided with a company car. My EPF saving as at 31/12/11 amounting to RM133,081 (excluding dividend)..

    I would appreciate if somebody can help me on this matter..

  3. izan says:

    i’m 23 years old ,
    basic salary rm1050 but plus o.t can go to rm15++ or rm12++
    reasons for apply loan: want to finish my car debt(one of credit banking) then pay in 1 bank.
    plan to apply loan about rm50k in 11years

    if can apply please call me 0122944698

  4. gee says:

    pls contact me..

  5. Sue Noor says:

    Please email to me the form to fill up

  6. eddy says:

    i like to loan rm15000 and payback in 6year….my salary about rm 1419….if can contact me….serious

  7. Eva says:


    pls conct me,
    the reasons for apply: i want to settle my courses things,and my courses will finish end of this year.
    plan to apply just only RM 5,000 in 3 years.

    call me 014-6594412.

  8. selva says:


    Is it DHL staff can apply loan thru bank muamalat?..

  9. linda says:

    Please contact me..

  10. CHOO KONG FAW says:

    Dear Sir/Miss:

    I from private, chinese, can i apply RM50,000-RM100,000 personal loan for your bank ?

    and How many % interest ?


    contact me at 016-6900 849

  11. kasma says:

    very interested . want to settle 1 outstanding card and 1personal loan. but my company does not do salary deduction even though we are glc.

    please help. thank you.

  12. abdul razak mat yunus says:

    gaji rm1800.00
    wlaun tetap rm1600.00
    nak buat loan sekitar rm20000.00,tq.

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